Project Financing
Don’t let budget hold you back. We offer flexible financing options with competitive rates, quick approval, and payment plans that fit your lifestyle.
How Financing Works
Getting started is easy. Here’s how the process works from start to finish.
1
Schedule Consultation
Meet with us to discuss your project, review design options, and get a detailed estimate.
2
Choose Your Plan
We’ll walk you through available financing options and help you find a plan that fits your budget.
3
Quick Approval
Apply online with a simple application. Most approvals are same-day so your project can start right away.
Financing Options
Choose the plan that works best for your project and budget.
Option 1
12-Month Same-As-Cash Loan
No interest if repaid in full within 365 days from first disbursement. After the same-as-cash period ends, the balance converts to a fixed rate installment loan with repayment terms from 24 to 132 months. First monthly payment due 365 days after first disbursement.
*Credit and loans provided by Regions Bank, Member FDIC (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
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Option 2
7.99% APR 5-Year Loan
Fixed 7.99% APR with a 60-month repayment term. Payments of $20.54 per $1,000 borrowed. Open line period payments due 90 days after origination and monthly thereafter until the open line period ends.
*Credit and loans provided by Regions Bank, Member FDIC (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $20.54 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
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Option 3
9.99% APR 12-Year Loan
Fixed 9.99% APR with a 144-month repayment term. Payments of $12.20 per $1,000 borrowed. Open line period payments due 90 days after origination and monthly thereafter until the open line period ends.
*Credit and loans provided by Regions Bank, Member FDIC (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 144 monthly payments of $12.20 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
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More Options Available
Don’t See a Plan Right for You?
We have access to over 40 financing plans with different rates, terms, and payment options. Contact us and we’ll help you find the perfect fit for your budget.
What Can Be Financed
Finance any of our services individually or combine multiple services into one project.
Typically Starts at $30,000
Hardscape Design & Build
Patios, retaining walls, outdoor kitchens, fire features, and complete outdoor living spaces.
Typically Starts at $5,000
Landscape Installation
Custom planting designs, trees, shrubs, garden walls, mulch, edging, and irrigation.
Typically Starts at $2,000
Outdoor Lighting
Custom lighting design, Free on-site demo, premium LED fixtures, and professional installation.
Typically Starts at $3,000
Drainage Solutions
French drains, catch basins, grading, and downspout systems to protect your property.
Why Finance Your Outdoor Project
Choose the plan that works best for your project and budget.
Start Enjoying Now
Don’t wait years to save up. Get your dream outdoor space now and pay over time with manageable monthly payments.
Protect Your Savings
Keep your cash reserves intact for emergencies while still investing in your property’s value and your family’s enjoyment.
Increase Property Value
Professional outdoor living spaces can increase your home’s value by 10–15%. Your investment pays for itself over time.
Flexible Payment Plans
Choose from a variety of financing options tailored to your budget — with low monthly rates and no prepayment penalties.
Fast, Simple Approval
Our streamlined financing process means less paperwork and faster approvals so you can get started on your project sooner.
How It Works
See the Loan Process in Action
F.A.Q.
Have questions about the Financing process? Here are the answers to what homeowners ask us most. If you don’t see yours below, we’re happy to help.
Is there a minimum project size to finance?
Financing is available for projects of all sizes across all of our services — from outdoor lighting to full hardscape builds.
What credit score do I need?
We work with multiple lending partners to accommodate a range of credit profiles. Apply to see what you qualify for — there’s no impact to your credit score for a prequalification check.
How long does approval take?
Most applications are approved within minutes. You’ll know your options the same day you apply.
Can I finance multiple services in one project?
Absolutely. Many homeowners combine hardscape, landscape, lighting, drainage, pools, and pavilions into one project and finance the entire package.
Can I pay off my loan early?
Yes. There are no prepayment penalties. You can pay off your balance at any time without extra fees.
Get Started Today
Ready to Start Your Project?
Schedule a consultation to discuss your options in person. No obligation, no pressure.